{"id":18374,"date":"2025-08-15T18:10:13","date_gmt":"2025-08-16T00:10:13","guid":{"rendered":"https:\/\/www.nhg.mx\/?p=18374"},"modified":"2025-09-24T18:33:58","modified_gmt":"2025-09-25T00:33:58","slug":"nuevas-reglas-para-sofipos-diversificacion-de-riesgos-y-creditos-de-consumo","status":"publish","type":"post","link":"https:\/\/www.nhg.mx\/es\/nuevas-reglas-para-sofipos-diversificacion-de-riesgos-y-creditos-de-consumo\/","title":{"rendered":"Nuevas Reglas para SOFIPOS: Diversificaci\u00f3n de Riesgos y Cr\u00e9ditos de Consumo"},"content":{"rendered":"

El 23 y 25 de julio de 2025 se publicaron en el Diario Oficial de la Federaci\u00f3n modificaciones a las Disposiciones de Car\u00e1cter General aplicables a las entidades de ahorro y cr\u00e9dito popular.<\/span><\/p>\n

En lo que respecta a las Sociedades Financieras Populares\u00a0<\/span>(SOFIPOS)<\/b>, las reformas fortalecen el marco normativo en materia de diversificaci\u00f3n de riesgos, establecen nuevos criterios contables y precisan l\u00edmites y metodolog\u00edas para el otorgamiento de cr\u00e9ditos, con y sin garant\u00eda. Tambi\u00e9n se introducen disposiciones para la diversificaci\u00f3n de pasivos y obligaciones de verificaci\u00f3n.<\/span><\/p>\n

Estas medidas buscan optimizar la gesti\u00f3n de riesgos, ampliar la oferta de cr\u00e9dito y contribuir a la estabilidad del sistema financiero.<\/span><\/p>\n

Para conocer el detalle de las modificaciones y su impacto operativo, consulte el documento completo\u00a0<\/span>aqu\u00ed<\/b>.<\/span><\/a><\/p>\n

Si requiere informaci\u00f3n o asesor\u00eda en relaci\u00f3n con esta nota, favor de contactar a<\/span><\/a>:<\/span><\/p>\n

Jenny Ferr\u00f3n:\u00a0<\/span>jferron@nhg.com.mx<\/b><\/a><\/p>\n

 <\/p>\n

New Rules for SOFIPOS: Risk Diversification and Consumer Loan Thresholds<\/b><\/h1>\n

On July 23 and 25, 2025, amendments to the General Provisions applicable to popular savings and credit entities were published in the Federal Official Gazette.<\/span><\/p>\n

With respect to Popular Financial Societies\u00a0<\/span>(SOFIPOS)<\/b>, these reforms strengthen the regulatory framework on risk diversification, establish new accounting criteria, and set forth limits and methodologies for granting loans, both secured and unsecured. They also introduce provisions for liability diversification and verification obligations.<\/span><\/p>\n

These measures aim to optimize risk management, expand credit offerings, and contribute to the stability of the financial system.<\/span><\/p>\n

 <\/p>\n

For a detailed overview of the amendments and their operational impact, please refer to the full document\u00a0<\/span>aqu\u00ed<\/b>.<\/span><\/a><\/p>\n

If you require information or advice regarding this matter, please get in touch with<\/span><\/a>:<\/span><\/p>\n

Jenny Ferr\u00f3n:\u00a0<\/span>jferron@nhg.com.mx<\/b><\/a><\/p>\n

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El 23 y 25 de julio de 2025 se publicaron en el Diario Oficial de la Federaci\u00f3n modificaciones a las Disposiciones de Car\u00e1cter General aplicables a las entidades de ahorro y cr\u00e9dito popular. En lo que respecta a las Sociedades Financieras Populares\u00a0(SOFIPOS), las reformas fortalecen el marco normativo en materia de diversificaci\u00f3n de riesgos, establecen…<\/p>\n

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